There are no fees or expenses and the premium amount is fixed and will not change after your purchase. The premium assessed based on this quote is a fixed rate for the insurance services provided in the Summary of Purchase above. Please note that the quote provided to you will remain the same as long as there are no material changes in the information you provided in the application prior to the date of your trip. The product this quote is being provided for is an insurance product underwritten by Zurich Insurance Company Ltd (Canadian Branch) administered by Travelex Insurance Services Canada Inc. If you have any questions regarding the travel policy you have selected please contact Travelex at: 1-844-799-0335. For more information on how to contact the insurer, you can visit the insurer’s contact page here: https://www.zurichcanada.com/en-ca/about-zurich/contact-us.