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Benefits of Travelex’s All-Inclusive Plan
Trip Cancellation and Interruption Coverage
Emergency Medical and Dental Coverage
Lost, Delayed and Damaged Baggage Coverage
Access to 24/7 Emergency Assistance
What Does Travelex’s All-Inclusive Plan Include?
Ideal for travellers wanting extra peace of mind, this comprehensive travel insurance plan for Canadians helps protect you financially both before you leave home and while you’re travelling.
The plan's all-inclusive travel insurance benefits include trip cancellation and interruption coverage should you need to cancel or rearrange your trip; emergency medical coverage should you need to seek medical help after an unforeseen incident while travelling; baggage coverage for your personal belongings including ski gear and golf equipment; and flight and travel accident coverage should injury or the unthinkable occur on your trip.
You can purchase this plan on a single or multi-trip policy for domestic or international trips, and it can provide coverage for some pre-existing medical conditions. To be eligible for coverage under the All-Inclusive plan, travellers must be at least 30 days of age but less than 60 years of age.
Summary of benefits
Travelex’s All-Inclusive plan provides the following coverage per insured person per trip:
Emergency Medical Insurance
| COVERAGE | MAXIMUM BENEFIT PAYABLE |
|---|---|
| Hospital and Medical | $5,000,000 |
| Professional Fees | Up to $300 per profession |
| Bedside Companion | Round-trip economy airfare and up to $1,500 for meals and accommodations |
| Travel Companion | One-way economy airfare |
| Emergency Dental | Up to $2,000 |
| Vehicle Return | Up to $3,000 |
| Return of Deceased | Up to $5,000 |
| Return of Baggage | Up to $500 |
Trip Cancellation and Interruption Insurance
| COVERAGE | MAXIMUM BENEFIT PAYABLE |
|---|---|
| Trip Cancellation and Interruption | Up to $3,500 per trip for a single trip policy Up to $3,500 per trip to a maximum of $6,000 per policy for a multi-trip policy |
| Missed Connection | Up to $1,000 |
Lost, Delayed, and Damaged Baggage Insurance
| COVERAGE | MAXIMUM BENEFIT PAYABLE |
|---|---|
| Lost Baggage | Up to $300 per item to a maximum of $1,000 per trip, and a maximum of $3,000 per policy for a multi-trip policy |
| Lost Travel Documents | Up to $100 |
| Delayed Baggage | Up to $500 per trip, to a maximum of $1,500 per policy for a multi-trip policy |
| Delayed Golf Clubs | Up to $400 per trip, to a maximum of $1,500 per policy for a multi-trip policy |
| Delayed Ski Equipment | Up to $400 per trip, to a maximum of $1,500 per policy for a multi-trip policy |
Flight and Travel Accident
| COVERAGE | MAXIMUM BENEFIT PAYABLE |
|---|---|
| Flight Accident | $100,000 |
| Travel Accident | $50,000 |
For more information on what is — and isn’t — covered by the Travelex All-Inclusive plan, you can read the policy wording.
How Is Travelex’s All-Inclusive Plan Different?
This travel insurance plan differs from Travelex’s Trip Cancellation and Interruption and Medical-Only plans because it provides comprehensive coverage for unexpected events both pre- and on-trip. It includes the benefits available on both the Trip Cancellation and Interruption and Medical-Only plans, plus extras such as baggage and flight and travel accident coverage for extra peace of mind.
What does Travelex consider a covered reason under this plan?
Travelex’s All-Inclusive plan is its most comprehensive travel insurance plan, which protects you from a wide variety of unforeseen incidents. However, it can’t provide protection from absolutely everything. If your policy includes the All-Inclusive plan, it’s important to know what you are — and aren't — covered for.
Examples of covered reasons*:
Trip cancellation and interruption coverage may apply if you or your covered travel companion unexpectedly develop a medical condition and/or die; a travel visa is not issued for a reason beyond your/their control; or the airplane you are ticketed to fly on leaves earlier or later than scheduled
Emergency medical coverage may apply if you require emergency medical treatment, paramedical services, a ground ambulance, emergency dental treatment, or repatriation of your remains
Lost-baggage coverage may apply in the event your baggage or personal effects you’re using during your trip are lost or damaged
Examples of reasons that aren’t covered:
Cancellation, interruption, and emergency medical events relating to an unapproved or undisclosed medical condition or a medical condition that was not stable in the three months prior to purchasing the travel insurance policy
Any non-emergency, investigative, or elective treatment, such as cosmetic surgery, chronic care, rehabilitation, or any directly or indirectly related complications
Lost baggage that was left unattended or unaccompanied
Lost, damaged, or delayed personal electronic devices, such as a mobile phone, laptop, or tablet
For full details on the covered events included in the All-Inclusive plan — and those that aren’t covered — please read the policy wording.
*Conditions apply.
Does Travelex’s All-Inclusive plan provide protection for an entire trip?
This is a comprehensive travel insurance plan that provides pre- and on-trip coverage. Before you leave home, the trip cancellation benefit can help protect you financially from unexpected events that require you to cancel your trip; while you’re travelling, the trip interruption, baggage, emergency medical, and flight and travel accident benefits can help guard your finances.
Don’t need comprehensive coverage for your trip? Visit the plans page to discover Travelex’s Trip Cancellation and Interruption plan and Medical-Only plan, which may suit your needs.